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Instant Cash Loan Apps India: Top 7 Options for Quick Funds

Instant Cash Loan Apps India

Are you in need of immediate cash due to a financial emergency? Instant cash loan apps in India make it easier than ever to access quick funds. Here’s a comprehensive guide to India’s top instant cash loan apps, including their features, benefits, and eligibility criteria.

What are Instant Cash Loan Apps?

Instant cash loan apps offer short-term loans to individuals needing funds. These apps provide a hassle-free, paperless, and digital process, eliminating the need for traditional banking procedures.

Top Instant Cash Loan Apps in India

1. Paytm Money

– Loan amount: ₹10,000 – ₹2 lakhs
– Interest rate: 12% – 30% p.a.
– Tenure: 3 – 36 months
– Eligibility: Age 21-60, income ₹15,000/month

2. LazyPay

– Loan amount: ₹10,000 – ₹1 lakh
– Interest rate: 15% – 32% p.a.
– Tenure: 3 – 24 months
– Eligibility: Age 21-55, income ₹15,000/month

3. KreditBee

– Loan amount: ₹10,000 – ₹2 lakhs
– Interest rate: 12% – 30% p.a.
– Tenure: 3 – 36 months
– Eligibility: Age 21-60, income ₹15,000/month

4. MoneyView

– Loan amount: ₹10,000 – ₹5 lakhs
– Interest rate: 12% – 36% p.a.
– Tenure: 3 – 60 months
– Eligibility: Age 21-57, income ₹15,000/month

5. Dhani

– Loan amount: ₹10,000 – ₹15 lakhs
– Interest rate: 12% – 36% p.a.
– Tenure: 3 – 72 months
– Eligibility: Age 21-60, income ₹15,000/month

6. EarlySalary

– Loan amount: ₹8,000 – ₹5 lakhs
– Interest rate: 18% – 30% p.a.
– Tenure: 3 – 24 months
– Eligibility: Age 21-55, income ₹15,000/month

7. CASHe

– Loan amount: ₹10,000 – ₹3 lakhs
– Interest rate: 12% – 36% p.a.
– Tenure: 3 – 36 months
– Eligibility: Age 21-60, income ₹15,000/month

Benefits of Instant Cash Loan Apps

– Quick disbursal of funds
– Minimal documentation
– Flexible repayment options
– No collateral required
– Convenient online process

Eligibility Criteria

– Age: 21-60 years
– Income: ₹15,000/month
– Employment: Salaried or self-employed
– Credit score: 600+
– KYC documents: Aadhaar, PAN, address proof

How to Apply

– Download the app
– Register with basic details
– Upload KYC documents
– Fill out the loan application
– Receive approval and disbursal

Conclusion

Instant cash loan apps have revolutionized the lending landscape in India. With their easy-to-use interfaces, minimal documentation, and quick disbursal, these apps provide a convenient solution for urgent financial needs.

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